We’re ModaMortgages from Chetwood Financial, a modern kind of bank
ModaMortgages was created by the UK digital bank, Chetwood Financial, whose focus since 2016 has been to use technology and highly targeted products to make people better off.
Chetwood has launched a number of brands across savings and unsecured credit for customers with complex needs, and we’re now bringing our approach and expertise to the specialist buy to let mortgage market.
We’re backed by Elliott Advisors (UK) Limited and generate funding using retail deposits through our savings brand SmartSave.
We add depth, variety and diversity to your business offering
From limited companies to portfolio landlords, HMOs to MUFBs, and from first time landlords and first time buyers to existing landlords, our specialism helps to boost your client offering.
Informed, expert people
We’ve brought together a team of experts, with up-to-date knowledge and industry experience enabling them to help you.
A safe pair of hands
We’re part of a strong, secure and stable bank that’s well funded, so you know we’ll always be open for business.
Stay on top of it all
We think fast and work fast, so we can continually update our products to keep pace with the market and provide customer-focused solutions.
Speed things up
With no legacy systems, we’ve been able to develop slick internal processes that support your own processes. We help speed you up, not slow you down, backed by a simple and easy online application process.
Transparent decisions for better solutions
We’re first on the scene to help with transparent decisions so you can find a suitable specialist lending solution for your clients.
Upfront processing of affordability enables a quick yes/no decision in principle.
Talk to your clients with confidence
Straight-talking criteria with no surprises. That way, you can be confident in what you’re telling your clients.
Get in touch, your way
Direct access to experts when needed — you choose the best way for you. Telephone, face-to-face, live web chat, case tracking. We provide office-based broker support from experienced professionals too. And our experienced field-based relationship team are always ready for a chat.
Our senior management team